Cardano (ADA) and Ripple (XRP) have had a massive comeback after being dismissed as “crypto zombies” in a Forbes article last year. Since the article was published, XRP has added over $120 billion to its market cap, while ADA nearly hit $2 before pulling back. These gains were impressive, but now a new token, Mutuum Finance (MUTM) is shaking things up.
Priced at $0.01 in its presale this rising DeFi player is attracting investors looking for the next big altcoin. MUTM has a strong foundation with its innovative DeFi lending protocol. Offering both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models, the platform allows users to earn passive income while maintaining full control over their assets. This has seen the project start to shine brighter than XRP and Cardano in 2025.
XRP is currently trading at $2.41, cooling off after its recent rally above $3.4, while ADA sits at $0.77 struggling to reclaim momentum. Meanwhile, Mutuum Finance is gearing up for a massive 100x run, positioning itself as the better opportunity in the market. Investors who previously bet on Cardano and XRP are now turning their attention to MUTM, seeing it as the next altcoin ready to take off. As the crypto market heats up, this under-$0.05 gem is just the one to watch.
Mutuum Finance (MUTM): A High-Growth DeFi Opportunity
Mutuum Finance is offering early investors a rare opportunity to secure MUTM tokens at the lowest possible price before the public launch. The presale follows an 11-stage structure, beginning at $0.01 and climbing to $0.06 at launch. This guarantees every phase 1 investors a 600% gain. Mutuum Finance presale has already raised over $440,000 and attracted more than 700 early investors. Analysts predict that upon launch, MUTM could surge to $1, delivering a remarkable 100x gain from its current price.
Mutuum Finance is a non-custodial, decentralized lending and borrowing protocol that empowers users through two distinct models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending.
The P2C market enables seamless, automated lending through smart contracts. Users can lend USDT to earn passive income, while borrowers leverage crypto assets like ETH as collateral, securing liquidity without selling their holdings.
The P2P market offers direct, user-driven lending, bypassing liquidity pools. This model allows borrowing tokens unavailable in P2C lending, with interest rates determined through individual agreements, providing higher earning potential for lenders.
Mutuum Finance is developing a decentralized stablecoin pegged to the U.S. dollar, built on the Ethereum Mainnet. This overcollateralized model ensures price stability by requiring borrowers to lock in more value than they borrow for example, $10,000 in assets to secure an $8,000 loan. Upon repayment or liquidation, the stablecoin is burned, maintaining a fully backed supply and 1:1 peg to the dollar.
Strategic Tokenomics for Long-Term Growth
MUTM’s tokenomics model is structured for sustained adoption and value appreciation. Out of a 4 billion total supply, 1.82 billion tokens are reserved for the presale, granting early investors exclusive access to discounted prices. The remaining tokens are allocated to liquidity pools, security reserves, developer incentives, partnerships, and community rewards, fostering a balanced and self-sustaining ecosystem.
To encourage early participation, Mutuum Finance is hosting a $100,000 giveaway, distributing $10,000 to 10 lucky winners. As the presale progresses, investor interest continues to grow, positioning MUTM as a strong player in the DeFi market.
Mutuum Finance (MUTM) is emerging as the next big crypto opportunity, outshining ADA and XRP with its innovative DeFi model. A presale price of $0.01 and 100x potential gives early investors a chance at generational gains. Join now and secure your share of MUTM tokens while they’re still undervalued.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.finance/
Linktree: https://linktr.ee/mutuumfinance
The post Cardano and XRP Dominance Threatened as a New Crypto Under $0.05 Goes Berserk appeared first on Coinchapter.
%%featured_image%%
